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JUMO

JUMO is an AI-driven fintech providing a Banking as a Service platform that helps banks, mobile operators and e-commerce partners offer savings, credit and SME banking to underserved customers across Africa.

JUMO is an AI-driven financial technology company founded in 2015 and headquartered in Cape Town, South Africa. Its Banking as a Service platform provides enabling infrastructure that allows banks, mobile network operators and e-commerce partners to offer financial products at scale to underserved customers in emerging markets. The company describes the platform as a market-leading Banking as a Service offering in Africa.

The company's technical work spans artificial intelligence, predictive technology and embedded finance. Products built on the platform include SME banking, mass retail savings and credit products, embedded finance solutions and asset management platforms, all delivered through partner channels. JUMO reports serving millions of underserved customers across multiple African markets, with operations including Rwanda and Uganda, and a social performance assessment score of 92.2%.

JUMO is a certified B Corporation, meeting standards of social and environmental performance. Its stated mission is to enable equal access to financial opportunities, with a commitment to financial inclusion, Afrocentric innovation and customer protection standards for underserved customers in emerging markets.

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