Provenir
Provenir provides AI-powered, low-code risk decisioning software combining credit risk, fraud detection and compliance for fintechs, banks and payment providers worldwide.
Provenir is a global provider of AI-powered risk decisioning software. Its AI Decisioning Platform is a low-code, cloud-native product that brings together credit risk assessment, fraud detection and compliance capabilities on a single platform, consolidating data orchestration, decisioning logic and AI-driven insights. The company states that these tools are used to shorten onboarding times, limit risk exposure and improve customer experiences.
The platform is aimed at fintechs, financial institutions and payment providers, and its technology draws on work in AI and machine learning, risk decisioning, credit risk assessment, fraud detection, compliance, data orchestration, low-code development and cloud-native software. Provenir notes that the financial institutions it serves process millions of applications for credit, loans and services each year.
Customers and use cases span banking, fintech, payments, telecommunications, consumer lending, credit cards, auto financing and SME lending. Provenir is headquartered in Parsippany, New Jersey, and reports a presence across North America, EMEA, LATAM and APAC.