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Xapo Bank

Xapo Bank is a Gibraltar-based regulated bank that combines traditional financial services with Bitcoin accounts, custody, payments, and wealth tools. Founded in 2013, it operates with a global remote workforce.

Xapo Bank is the first Bitcoin-enabled bank in the world to fully integrate traditional finance with crypto. Our members can benefit from the safety of a US Dollar bank account and the flexibility of blockchain payments, all in one powerful app. They can secure and grow their wealth in their Xapo Bank account with 3.9% annual interest on their USD deposits and 0.5% on their Bitcoin holdings, both paid out daily*. On top of that, they can enjoy seamless, fast, and low-cost transactions through international payment networks and blockchain rails.

Our mission is to provide our members with the best crypto-native banking experience that is secure, accessible and flexible. Because we believe that financial security is a right, not a privilege, and should be within reach of every individual.

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